Pronunciation: Bismillahil-lazee la ya-dur-ru ma’as-mihi shai’un fil-ardi wa la fis-sama’i, wa Hu-was-Sami’ul-‘Alim
Meaning: In the Name of Allah with Whose Name there is protection against every kind of harm in the earth or in the heaven, and he is the All-Hearing and All-Knowning
Virtue: ‘Uthman bin ‘Affan (May Allah be pleased with him) reported: The Messenger of Allah (صلى الله عليه وسلم) said, “He who recites three times every morning and evening: ‘Bismillahil-ladhi la yadurru ma’as-mihi shai’un fil-ardi wa la fis-sama’i, wa Huwas-Sami’ul-‘Alim (In the Name of Allah with Whose Name there is protection against every kind of harm in the earth or in the heaven, and He is the All-Hearing and All- Knowing),’ nothing will harm him.”
Reference: Sunan Abu Dawud 5088; at-Tirmidhi 3388