Pronunciation: la hawla wala quwwata il-la bil-la-hil aliy-yil azim
Meaning: There is no power and no strength except with Allah
Virtue: Abu Musa (May Allah be pleased with him) reported: The Messenger of Allah (ﷺ) said to me, "Shall I not guide you to a treasure from the treasures of Jannah?" I said: "Yes, O Messenger of Allah!" Thereupon he (ﷺ) said, "(Recite) 'La hawla wa la quwwata illa billah' (There is no change of a condition nor power except by Allah)."
I think as Muslims we can all be agreement around this one universal truth, nothing in this dunya can happen without the will of Allah.
The meaning of this phrase (there is no power and No strength except with Allah) is a person’s Admission that he is unable to do anything without the help and support of Allah.
Reference: Sahih Al-Bukhari and Muslim Book 16, Hadith 36